Then there’s the area for WANTS, House renovation and Travels – these are my less priority.
Those are the things we need to have a budget every month.įor Nanay – It’s not much because my mom sometimes refuses to have it but I still give her some extras. Sabi nga okay lang manakawan, wag lang masunugan.īILLS – I have an area for water (which includes homeowners fee ), Meralco, Internet and Cable. We don’t wish for something to happen but in case at least we are prepared. I choose to get a life insurance with return of investment that we can use when we retire.įire/Car Insurance – we have 2 houses, we don’t have a car so I only choose to indicate Fire Insurance. We will sign a contract before the year ends. Life Insurance – If you are the breadwinner and you love your family, you need to have a Life Insurance. The emergency fund should cover at least 3-6 months of your monthly expenses. To help you know how much to put here, you need to study your monthly expenses. I hope that we’ll be able to fill this up. This is what I choose believe.Įmergency Funds– 20% of your income should go here. But, when I attended The Feast, I realized that you need to return what is for God and based on my experience He never lets us down.
There’s nothing wrong with it especially if you’re not earning enough. When I was young, I am used to seeing people put coins on the basket going around the church during “paghahandog”. TITHE– as a Catholic we were not forced to follow the 10% Tithe in our church. This wallet has 10 slots which I personally break down into the following: I brought this last time at the Bayad Center and some of the people lining up looked fascinated with it hehe. This wallet, on the other hand, is for you to separate money for your bills so that you can see if you have some left for your other needs. My Ipon Diary – will give you simple to use saving tips to help you achieve your financial goals.
I wish that these two books entitled My Ipon Diary and Diary of a Pulubi will help you to be financially literate and take control of your finances.ĭiary of a Pulubi – it has 22 money lessons on how to avoid going broke. To make it up to you and for you to be able to fix your finances, I have 2 books of Chinkee Tan here that I will be giving away together with this money/bills organizer that I love to use. I don’t want you to go there right away and waste your time roaming around, so if I can, I want to give you a glimpse of the items and their prices first. My goal whenever I share a sale event on my page is for you to take advantage of the opportunity to get the items you need at a discounted price. If you are a follower of my Facebook page, you’d see my updates about various sales in the metro last week.
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